Payslip and P60 to an income summary
Upload a UK payslip or P60 (PDF or photo). We read the gross and net pay, the year to date and the tax year, and work out the annual income for a mortgage or rental affordability sheet.
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PDF or image · max 2 pages
Free trial of up to 2 pages per document.
What lenders and advisers ask for
Advisers and lenders typically ask employed applicants for recent payslips and the latest P60, and self-employed applicants for SA302 tax calculations or accounts. Reading the numbers off each document by hand is slow and easy to get wrong. This tool reads one payslip or P60 and puts the figures in a summary you can print or paste into a spreadsheet.
How the annual figure is calculated
- P60: the pay for the tax year printed on the certificate.
- Payslip: this period's gross pay × the number of pay periods in a year (12 monthly, 52 weekly, 26 fortnightly, 13 every four weeks).
- Monthly or weekly payslip with year-to-date figures: year-to-date gross ÷ the tax month or week number × 12 or 52. It is shown next to the first figure, and you are warned when they differ by more than 5%.
What this does not do
It reads one document at a time, does not check that a payslip is genuine, and does not decide what counts as income: bonuses, overtime, allowances and a probation period are treated differently by each lender. Treat the result as an estimate to check against the document. The free trial reads the first two pages of a document.
Frequently asked questions
How do I turn a payslip into annual income?
Multiply the gross pay for the period by the number of pay periods in a year: 12 for monthly, 52 for weekly, 26 for fortnightly and 13 for four-weekly pay. If the payslip shows year-to-date pay, dividing it by the tax month and multiplying by 12 gives a second view that includes any bonus or overtime already paid.
Is a P60 the same as annual income?
The P60 shows the pay and tax for the whole tax year in one employment, which is the most direct annual figure for an employee. It does not show what you earn today if your salary has changed since 5 April.
Does it work for self-employed people?
No. Self-employed income is shown on SA302 tax calculations and accounts, which this template does not read. Payslips and P60s only.
Can I put several payslips in one sheet?
The free trial reads one document at a time. With a free account you can upload as many payslips as you need and export them all to a spreadsheet.
Are my payslip details stored?
The summary is built in your browser. The uploaded document is sent to WhappScan to be read and is not stored permanently; the free trial reads the first two pages.